Please review the following 'Terms and Conditions'. 'You' and 'your' refer to you as a consumer and 'we', 'us', and 'our' refer to Kensington Bank. By using this Web Site you agree to these Terms and Conditions. 

Every effort has been made by Kensington Bank to give accurate and reliable information in our Web Site. Please be aware that due to the possibility of human or mechanical errors, as well as other factors, Kensington Bank is not responsible for any errors or omissions confined herein.

All information in Kensington Bank's Web Site is provided "as is", without warranty of any kind. Kensington Bank makes no representations and specifically disclaims any express or implied warranties to users or any third parties, including but not limited to, warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any purpose. The content of the Web Site may not be used for commercial or non-commercial use without the express written consent of Kensington Bank.

Kensington Bank shall not be liable under any circumstances to users and/or any third parties for indirect, consequential, incidental, or punitive damages as a result of using the Web Site. Even if Kensington Bank is advised of the possibility of such damages, Kensington Bank shall not be liable.

Kensington Bank's Web Site may include access to external Web Sites, known as "links". Please note that Kensington Bank is not associated with and has no control over the content of information on such links and, therefore, is not responsible for any such links or external Web Sites. Kensington Bank does not endorse, promote, and/or sanction these links. The links have been provided for your convenience. The content or information in such links is the sole responsibility of their authors and/or owners. Kensington Bank is not offering these links as a service.

Kensington Bank reserves the right to change these terms and conditions, or the content of any portion of our Web Site at any time without notice. Your continued access of Kensington Bank's Web Site will be subject to the terms and conditions in effect at the time you access our Web Site.