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Investment Rates

Annual Percentage Yields (APY) Effective: August 10, 2018 - August 16, 2018

Checking Accounts





Minimum Balance to Obtain APY * Annual Percentage Yield Minimum Opening Deposit
Relationship Checking $50,000 0.05% $100

$20,000 0.05%

$10,000 0.05%

$2,500 0.05%




Interest Checking $1,000 0.03% $100
* Based on Average Available Monthly Balance. Fees may reduce earnings. After account opening, the interest rate and APY may change at our discretion.

Savings Accounts





Minimum Balance to Obtain APY * Annual Percentage Yield Minimum Opening Deposit
Relationship Money Market $150,000 0.45% $10,000

$100,000 0.40%

$50,000 0.35%

$25,000 0.30%

$10,000 0.25%

$0 0.25%
.


Advantage Money Market $100,000 0.30% $2,500

$75,000 0.30%

$25,000 0.25%

$10,000 0.20%

$2,500 0.20%
.


Reliable Savings $25,000 0.10% $25

$2,500 0.10%

$0 0.10%
.


Christmas Savings** $0 1.50% $5
.


Health Savings $10,000 0.20% $100

$5,000 0.15%

$2,500 0.10%

$1,000 0.05%

$0 0.05%
* Based on Daily Available Balance. Fees may reduce earnings. After account opening, the interest rate and APY may change at our discretion.

**The maturity date of this account is October 31st. The term of the account will vary depending on when the account is opened. A penalty will be imposed for early withdrawal.

Certificates of Deposit*




Term Minimum Balance to Obtain APY  Annual Percentage Yield 
60 Month $25,000 2.10%

$500 1.95%
48 Month $25,000 1.85%

$500 1.65%
36 Month $25,000 1.55%

$500 1.35%
24 Month $25,000 1.35%

$500 1.15%
23 Month - Trade Up CD $25,000 1.00%
This product is no longer available as of 3-30-2018. $5,000 0.90%
18 Month $25,000 1.20%

$500 1.05%
12 Month $25,000 1.05%

$500 0.90%
6 Month $25,000 0.75%

$500 0.65%
3 Month $25,000 0.55%

$500 0.45%

Individual Retirement Account**





Minimum Balance to Obtain APY 

Annual Percentage Yield

Minimum Opening Deposit

6-Month IRA $100,000 1.00% $25

$50,000 0.90%

$25,000 0.80%

$10,000 0.70%

$1,000 0.60%

$25 0.50%
*Minimum opening deposit of $500 for all Certificates of Deposit (CD) except our 23 month Trade Up CD, CD Specials, and our Individual Retirement Accounts. Interest compounded semi-annually. Penalty for early withdrawal. Fees may reduce earnings. Contact us for more information. 

**Based on daily ledger balance. Fees may reduce earnings. Interest rate and APY may change after the account is opened. Rates may change every 6 months.