Personal Loans

Wherever you are in your life and whatever paths you travel, North American State Bank’s personal loan solutions are here to support you every step of the way. From dream homes to dream boats and dreams of hammocks on the beach, North American State Bank’s here to make them all a reality.

Ready Reserve

With Ready Reserve, you can transform immediate needs into missions accomplished by simply writing a check out of your North American State Bank checking account. If your checking account balance falls below $0, funds will be advanced from your Ready Reserve into your checking account in $100 increments up to your approved credit limit. When you repay, your credit line becomes available for future needs. Contact one of our personal bankers for additional information.

Personal Loans

At North American State Bank, we are committed to creating solutions together. So when financial surprises catch you off guard or you need extra cash for a major purchase, talk with our bankers about your unique needs. We offer personal loan solutions and lines of credit for a variety of uses – new or used cars, home improvements, new or used boats, recreational vehicles, personal use - and more! Flexible term and payment options are available. Visit with one of our personal bankers for more information.

Home Loans

Whether it is your first time buying a home, you are interested in refinancing, or you would like to use your home's equity to pay for home improvements or consolidate debt, we will help find a loan that works best for you. Check out our Home Lending Section for more information on home loans.

All credit and loan products are subject to credit approval.