A revolving line of credit linked directly to your Free Checking, Reliable Checking, or Premium Checking Account. Ready Reserve automatically advances money to your checking account to prevent overdrafts or non-sufficient funds checks up to your available credit limit.

• No annual fee for Premium Checking¹
• $20 annual fee for Reliable Checking¹
• $30 annual fee for Free Checking¹

The monthly payment on your Ready Reserve Line of Credit area automatically deducted from your account.

Ready Reserve Lines of Credit require credit qualifications. To learn more about credit qualifications, Call the Bank and ask to talk to a Personal Banker.

¹A one-time fee of $12.32 will be deducted from your account to run the credit report necessary to open your Ready Reserve account.