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Personal Checking Accounts

North American State Bank offers a variety of personal checking accounts - from the simple Free Checking to the loaded Premium Checking! Take a look at each account and choose the account that fits you best. Every account comes with our caring, personal service.

  • Free Checking - no minimum monthly balance requirement or fees
  • Reliable Checking - Interest on your balance, bonuses on other banking products, and discounts on check orders
  • Premium Checking - Top interest rates, complimentary check orders, and bonuses on other banking products.
All Personal Checking Accounts Offer

1Ready Reserve Overdraft Protection is subject to credit approval.

All Personal Checking Accounts Requirements:

  • $100 deposit required to open account
  • Early closure fee of $25 if the account is closed 90 days from opening.
  • Overdrafts and Non-Sufficient Funds (NSF) Check handling charge of $25 per item
  • Overdraft charge - $20 for each 7 consecutive day period the account is overdrawn
  • Check re-order charges vary by account